Action Oriented BPO
Licensed agent network · All 50 states

Cover your funeral costs so your family never has to.

Final expense life insurance for ages 50 to 85. No medical exam on most plans, and a licensed agent quotes you real numbers in about a day.

  • $2,000 to $50,000 of coverage for funeral, burial and final bills
  • Health questions only on most plans — no nurse visit, no blood work
  • Your rate is locked for life and the benefit never decreases
  • Paid directly to the person you name, usually within days
6+ yearsworking with licensed agents
50–85eligible ages
No costto compare your options

Check your rate

Two short steps. A licensed agent reads your answers before anyone calls.

Step 1 of 2
Coverage amount you have in mind
Do you currently use tobacco?

No cost and no obligation. Your information is never sold to unrelated third parties.

Prefer to talk? Call (512) 559-7003Speak to a licensed agent now

This is a solicitation for insurance. Action Oriented BPO is a lead generation and marketing company, not an insurer, and does not make coverage decisions or issue policies. Submitting this form does not create an application for or a guarantee of insurance. Not affiliated with or endorsed by any government agency, Medicare, or the Social Security Administration. Availability, rates and benefits vary by state, age and health.

What happens after you submit

Three steps, and you are never obligated to buy anything at any point in them.

  1. You tell us the basics

    Age, state and the coverage amount you have in mind. It takes under a minute, and there is no credit check and no payment information.

  2. A licensed agent reads it before calling

    This is the part that matters. We match your answers against the carriers that actually accept your age and health profile, and route you to an agent appointed in your state. You are not quoted a plan you cannot get, and you are not called by someone who has never seen your answers.

  3. You get real monthly numbers

    Actual premiums, not estimates. If one works for you, you can apply on the same call. If none do, say so and that is the end of it.

Common questions

What is final expense insurance?

It is a small whole life policy meant to cover funeral costs, burial or cremation, and any medical or credit card bills left behind. Face amounts usually run between $2,000 and $50,000, and the money goes to whoever you name as beneficiary to use however they need.

Do I have to take a medical exam?

On most plans, no. You answer a short set of health questions on the phone. Some carriers offer guaranteed acceptance plans with no health questions at all, though those typically have a waiting period before the full benefit is payable.

Will my premium go up as I get older?

On the whole life plans agents typically recommend for this, no. The premium is locked when the policy is issued and the death benefit does not decrease.

What happens after I submit the form?

Your answers go to one of our own licensed agents, appointed in your state. They will call the number you gave us, usually the same business day. You are not committed to anything by taking the call.

How do I stop being contacted?

Reply STOP to any text, tell the agent on the phone to stop calling, or email optout@actionorientedbpo.com. We honor requests promptly and keep a permanent record of them.